Picture Loans Advertisement
Here we see an idyllic family home, and it seems the matriarch of the house is making a phone call to a loan company. What I have to wonder is why? I mean she seems to have a nice...
Here we see an idyllic family home, and it seems the matriarch of the house is making a phone call to a loan company. What I have to wonder is why? I mean she seems to have a nice big house, full of nice ornaments, why get a loan when you have enough already? Does this woman even know what a loan entails? Interest payments; crippling repayments etc, and what with the current state of credit in this country I wouldn’t want to burden myself with that kind of worry. Maybe she should take a good look around the house for the last time as I reckon within a few months it may belong to Picture Loans, notice the small print at the bottom of the picture saying that loans are secured against the home? But I’m sure she thinks that means that the loan bill is securely sent to her house or is literally tethered to the house or something as she doesn’t seem to be very financially savvy.
The advertisers really are trying to hammer home how normal this family is by inserting a silly sound-bite of the woman’s son shouting from outside, asking where his scooter is. Now a few things interest me about this voice. Firstly, I have never heard anyone shout that clearly through a window without standing right next to it, which this boy clearly hasn’t, the lady then proceeds to shout through solid glass as if that’s going to help. Secondly that is the most effeminate sounding boy I have heard on a TV ad since that one with the Petite Filous yoghurt ads. How quaint that this woman lives such a dysfunctional life, and yet has the time to risk her idyllic family by pissing their finances up the wall. She also seems in quite good humour at being interrupted whilst on the phone, as in my home that was punishable by shouting squad. Maybe this woman’s on some kind of depression medication too so can’t get angry.
There is a little voice over part here explaining how you can arrange all your loans into one easy smaller payment, which to be fair sounds a little too good to be true. Lets be frank here, Picture is a business who aims to make money, they are not, I repeat NOT trying to help out people who have credit trouble. They are not benevolent money lenders who employ the philosophy pay it back when you can. It’s pay it now or you lose your house with these people, no ifs and no buts. Also has this woman even fathomed the fact that by paying less a month she will just be in debt for the rest of her life rather than for a few years? But maybe she just has to have that second car now, and who’s to argue with a woman’s retail therapy after all.
At this point the lady, who we now learn is called Tess, is interrupted by her husband who bursts in trying to find something of his. However, once he is informed she is on the phone to picture, he quickly retreats realising the terrible harm he could have done. The woman quickly reassures the loan shark on the other end of the phone that everything is fine, before he runs off with his glittering pot o’ gold in terror. Oh yes they are quick to scare, are these picture folk. I have to wonder though if this is a weekday or a weekend. If the former is true than maybe they should think even more carefully about taking out a loan, as it seems as if neither adult in the house works and the children are bunking off school. And the husband seems perfectly happy to leave his wife to blow their hard earned savings. That is if they have any to begin with. They better start packing now.
Tess now openly admits that her house is a madhouse, but at least she can sort out those credit troubles. Yeah that is one crazy house to be sure, where kids yell for things they can’t find, the husband walks in looking for stuff etc. Maybe if Tess stopped hiding things where people can’t find them, then maybe she wouldn’t be disturbed so much. She could at least leave them a map with some clues to keep them busy. That’s one wacky house though, they should write a sitcom about this kind of thing (Credit debt family sitcom no 4 Starts this Friday).
Wow £25,000 that’s a lot of money for bills. What’s happened are they paying off a large gas bill after a gas leak? Are they going on holiday to Sandals? Or more likely are they thinking of extending their soon to be vacated house? I don’t know but it seems a lot, I mean for most people that’s a year’s wages. Tess is then interrupted again by her son, or is it another one? I don’t know how many kids are scurrying around this palace, but it seems Tess’s habit of hiding things has come back to bother her again. She now finds out the terms of the deal, to which she remarks its less than they are paying now (did anyone mention how long it will take? I thought not), although she doesn’t really say how much it is, which I find a little deceptive.
Tess is interrupted one last time by her son but only ignores him having had enough of this mess she has created for herself. Suddenly there’s a crash and scream of pain from her husband. If I was to place the sound, I would have to say that it sounded like he’s been snapped by a bear trap or something. Tess now in a light-hearted way tells her son Josh that “Dad’s found his scooter”. I mean they can’t write this stuff on TV, what comedy genius came up with that punch line. However, whilst it is light-hearted and funny, that Dad has injured himself, Tess makes no effort to find out if Dad has fallen down the stairs to his death, but then maybe that was her plan all along, as maybe Dad has some life insurance coverage and this is Tess’s plan to get out of debt.
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